What Is a Sinking Fund, and Why Your Apartment Building Needs One

When evaluating an apartment to buy, most buyers focus on the unit itself — layout, finishes, price per square metre. Few ask about the building's sinking fund, yet this single detail can significantly affect both your future costs and the building's long-term value. Here's what a sinking fund actually is,...

How Interest Rate Changes Affect Kenyan Mortgage Borrowers

Kenya's interest rate environment has shifted meaningfully over the past year. After the double-digit Central Bank Rate levels seen through 2024 and much of 2025, the Central Bank of Kenya cut its benchmark rate to 8.75% in February 2026 — its tenth consecutive rate cut. For anyone with an existing...

Diaspora Remittances and Their Impact on Kenya's Property Market

Diaspora remittances have quietly become one of the most powerful forces shaping Kenya's property market. In 2025, Kenyans abroad sent home a record figure exceeding $5 billion — more than Kenya earns from tea, coffee, and tourism combined. A meaningful share of that money is flowing directly into land, apartments,...

Buy-to-Let vs Buy-to-Flip: Which Strategy Fits Your Goals?

Two of the most common property investment strategies — buy-to-let and buy-to-flip — pursue fundamentally different goals, timelines, and risk profiles. Confusing the two, or applying the wrong strategy to a specific property, is one of the more common mistakes new property investors make. Here's a clear comparison to help...

Buying Property in Nairobi as a Non-Resident: What You Need to Know

Nairobi's real estate market has become an increasingly attractive destination for non-resident investors — diaspora Kenyans, expats, and foreign nationals alike. But buying property as a non-resident in Kenya comes with a specific set of legal rules that differ meaningfully from the process a Kenyan citizen would follow.

Land Subdivision in Kenya: Rules, Costs, and Pitfalls

Subdividing land — splitting one large parcel into smaller plots — is one of the most common strategies Kenyan landowners use to unlock value, whether for sale, inheritance, or development. Smaller plots are more affordable to more buyers, which often means a higher combined value than the original single parcel....

Buying Land for Agribusiness Near Nairobi

Nairobi's population keeps growing, and so does its appetite for fresh produce, dairy, and horticultural exports — creating steady, built-in demand for anyone farming close enough to supply it. Combined with land values that have been climbing steadily in Nairobi's surrounding counties, agribusiness land has become one of the more...

REITs vs Direct Property Ownership in Kenya

For decades, the standard advice for building wealth through Kenyan real estate was straightforward: save up, buy a plot or a rental unit, and manage it yourself. That's still a valid path — but it's no longer the only one. Real Estate Investment Trusts (REITs) now offer Kenyans a way...

Land Banking vs. Buying to Build: Which Strategy Fits Your Goals?

If you're standing at the crossroads of a real estate decision, chances are you've asked yourself this question: should I buy land purely as an investment, or should I buy land to build on right away?

Diaspora Guide to Buying Property in Kenya: How to Invest From Abroad Without Getting Burned

Every year, thousands of Kenyans living in the United Kingdom, the United States, Canada, Australia, Germany, and across the Gulf make the decision to invest in property back home. It is one of the most common financial goals among the Kenyan diaspora — a way to build roots, secure retirement,...

Understanding Property Taxes in Kenya: What Every Buyer, Seller & Landlord Must Know in 2026

Taxes are one of the most overlooked aspects of real estate transactions in Kenya. Most buyers focus entirely on the purchase price. Most sellers are caught off guard by capital gains obligations. Most landlords either underpay or don't pay rental income tax at all — a gap that KRA has...

The Complete Guide to Buying Property in Kenya in 2026

Kenya's real estate market continues to attract first-time homeowners, growing families, and investors from Nairobi to the diaspora. Whether you're eyeing a plot in Kitengela, an apartment in Kilimani, or a beach property in Diani, buying property in Kenya involves more than just agreeing on a price.